PRIVACY POLICY

Effective Date – November 30, 2024

This Privacy Policy (“Privacy Policy”) sets forth www.garnav.com (the “Company”) standards for the protection and security of personal and other information collected from visitors and users of our Website and Services. Please read this Privacy Policy carefully.

The Company is committed to maintaining robust privacy protections for its users. Our Privacy Policy is designed to help you understand how we collect, use, and safeguard the information you provide to us and to assist you in making informed decisions when using our Services.

For purposes of this Agreement:

• “Site” refers to the Company’s website, which can be accessed at www.garnav.com.

• “Services” refers to the Company’s services accessed via the Site, in which users can use to conduct due diligence and monitoring.

The terms “we,” “us,” and “our” refer to the Company. “You” refers to you, as a user of our Site or our Service.

By accessing our Site or our Service, you accept our Privacy Policy and Terms of Service (found here: https://www.garnav.com/terms-and-conditions/), and you consent to our collection, storage, use, and disclosure of your Personal Information as described further in this Privacy Policy.

I. Information We Collect

Throughout this Privacy Policy, when we refer to Personal Information, this includes any information such as:

• Your name, email address, phone number, place of work, company, and title.

• Information about your professional background and qualifications.

We only collect information that is reasonably necessary for us to provide our Services.

II. How Does the Company Collect Your Personal Information?

We may collect your personal information when you:

• Visit, browse, and use our Website using cookies.

• Fill in registration and other forms.

• Send us an email with personal information.

• Contact us with any inquiries.

• Use any services of Garnav.

• Submit any content (e.g., feedback, questionnaires, or other User Content).

• Provide any information to the Company using other methods.

• Subscribe or unsubscribe to our newsletters.

Or when:

• Information about you is available in public data sources.

• Information about you is distributed by event organizers for events you attended.

• Information about you is provided by companies selling professional contact information to their subscribers.

When you visit our Website and use our Services, we may automatically receive some information that identifies, for each page accessed.

By submitting information to the Site, you confirm that you have the right to authorize us to process it in accordance with this Privacy Policy.

PURPOSE OF INFORMATION COLLECTED

The Company may use Personal Data for the following purposes:

• To provide and maintain our site, including monitoring the usage of our site.

• To contact you: To contact you by email, telephone calls, SMS, or other equivalent forms of electronic communication, such as a mobile application’s push notifications regarding updates or informative communications related to the functionalities, products, or contracted services, including security updates when necessary or reasonable for their implementation.

• For other purposes: We may use your information for data analysis, identifying usage trends, determining the effectiveness of our promotional campaigns, and to evaluate and improve our site, products, services, marketing, and your experience.

III. Anonymous Visitation to the Site

Our Website can be visited anonymously. The Website may process anonymous metadata through cookies such as the URL of the requested file, the amount of data transferred, the date and time of the request from the User, Internet browser information, operating system type, the IP address of the used device, the Internet service provider, reference links such as user clicks on certain links. This metadata cannot be used by the Website to obtain Personal Information. This information is only used by the Company for general purposes, such as technical improvements, statistical, and marketing analysis.

IV. Use of Cookies by the Company

The Company uses cookies to analyze traffic, remember your preferences, optimize navigation, and improve our services. The Company may use both persistent and session cookies; persistent cookies remain on your computer after you close your session and until you delete them, while session cookies expire when you close your browser. The Company may use both persistent and session cookies; persistent cookies remain on your computer after you close your session and until you delete them, while session cookies expire when you close your browser. For example, we store a persistent cookie to track device information and anonymous location data.

You may use the settings within your browser to control cookies or prevent accepting some or all cookies. To find out more useful information on how to block cookies using different browsers, please visit www.allaboutcookies.org. You can block or delete all or some cookies. However, blocking or deleting cookies may limit your use of the full advantages of our Website.

V. Your Rights Regarding the Use of Your Personal Information

You have the right at any time to prevent us from contacting you for marketing purposes. When we send a promotional communication to a user, the user can opt out of further promotional communications by following the unsubscribe instructions provided in each promotional e-mail. You can also indicate that you do not wish your personal information to be used for marketing communications by contacting us at privacy@garnav.com. Please note that notwithstanding the promotional preferences you indicate by either unsubscribing or opting out using the methods provided in our communications, we may continue to send you administrative emails, including, for example, periodic updates to our Privacy Policy.

If you have any questions about the lawful bases upon which we collect and use your personal information, please contact our Data Protection Officer at privacy@garnav.com.

VI. Does Garnav collect personal information of minors?

Garnav does not knowingly provide Services and collect personal information from anyone under 13 years of age. Our Services are intended for use only by professionals who are generally 18 years of age and over. If we learn that we have collected the personal information of an individual under 16, or equivalent minimum age depending on jurisdiction, we will take steps to delete the information as soon as possible.

VII. In What Cases Garnav Shares Your Personal Information?

Garnav may share your information with:

• Service providers we work with to deliver services.

• Legal and regulatory authorities, as required by applicable laws and regulations.

• Our employees.

We will not disclose, sell, trade, or otherwise transfer your personal information to any third parties without your consent or unless otherwise stated in this Privacy Policy.

We do share Personal Information with third-party service providers who are performing functions for the Company, such as cloud storage for using our platform, website hosting, and the servers for our email communications, who are provided access to the user’s email address for purposes of sending emails from us. Those third-party service providers use your Personal Information only at our direction and in accordance with our Privacy Policy.

As part of the Service, we may provide links to or compatibility with other websites or applications. However, we are not responsible for the privacy practices employed by those websites or the information or content they contain. This Privacy Policy applies solely to information collected by us through the Site and the Service. Therefore, this Privacy Policy does not apply to your use of a third-party website accessed by selecting a link on our Site or via our Service. To the extent that you access or use the Service through or on another website or application, then the privacy policy of that other website or application will apply to your access or use of that site or application. We encourage our users to read the privacy statements of other websites before proceeding to use them.

VIII. OPT-OUT

Users can opt-out from Garnav's subscription, newsletter, emails, or any service by emailing at opt-out@garnav.com.

IX. Do Not Track

Please note that we do not alter our Site’s data collection and use practices when we see a Do Not Track signal from your browser.

X. How Does the Company Use Personal Information?

The Company will only use your Personal Information in the following manner and for the purposes for which it was collected (as set out in this Privacy Policy):

• To provide you with services requested.

• To identify you and personalize your experience with us.

• To verify your professional credentials (if applicable).

• To process registration and login to our Website.

• To communicate with you as described in this Privacy Policy.

• To provide you with newsletters you subscribed to.

• To process any requests or complaints.

• To perform marketing analysis and conduct market research.

• To the extent permissible or necessary by law, for any other purpose as may be deemed reasonably necessary by Garnav in the circumstances.

• To perform other activities as described in the Privacy Policy.